About

Content updated 18 May 2026

Nettopalkkasi.fi is a free Finnish salary calculator that quickly converts gross to net salary and vice versa. The tool covers statutory employee contributions, state progressive income tax, municipal tax, the earned-income tax credit and the public broadcasting (Yle) tax, and shows both the effective tax rate and the marginal tax rate.

The calculator uses the 2026 tax rates published by the Finnish Tax Administration and the municipal tax rates of all 292 mainland Finnish municipalities. You can also switch to the 2025 tables to compare year-over-year change in your net salary.

The service is aimed at employees, employers, payroll professionals and anyone who wants to better understand Finnish salary slips. It covers all 292 mainland Finnish municipalities — from Kauniainen's 4.70 % lowest rate to Pomarkku's 10.90 % highest — with a searchable selector to find your home municipality in seconds.

Sources

Sources and methodology

Finnish Tax Administration (vero.fi/syventavat-vero-ohjeet, vero.fi/kunnallisvero), Finnish Centre for Pensions (etk.fi/tyel), Employment Fund (tyollisyysrahasto.fi), Kela (kela.fi/sairausvakuutusmaksu), Statistics Finland (stat.fi) and Yle (yle.fi/yle-vero). Calculations apply 2026 confirmed rates: TyEL 7.30 % (uniform), unemployment 0.89 %, daily allowance 0.88 % (annual earnings ≥ € 17,255), state income tax 12.64–44 %, municipal tax per municipality, earned-income tax credit (max € 3,225) and municipal earned-income deduction (max € 3,570).

Notice

Disclaimer

This calculator provides an estimate. It does not replace the Tax Administration's official calculator and is not binding tax advice. Because of individual deductions (mortgage interest, household expenses, etc.) your actual tax rate may differ. Verify your official rate at vero.fi or from your tax card.

Contact

The service is built and maintained by Pohja Studio (Helsinki). Feedback and enquiries: info@pohjastudio.fi.